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Local access, lower costs.

Saint Francis

Health Plans

Key Features

HST CareConnect has partnered with Saint Francis Health Plans to offer a suite of direct-to-employer health plans.
These plans are available to employers located in 12 select counties surrounding Cape Girardeau, Missouri and who have 25 or more employees on their company’s health plan. Qualified counties include:

  • Bollinger
  • Butler
  • Cape Girardeau
  • Madison
  • Mississippi
  • New Madrid
  • Pemiscot
  • Perry
  • Saint Genevieve
  • Scott
  • Stoddard
  • Wayne

Lower annual cost

On average, employers experience an annual cost reduction of 8-25%.

Employer rate stability

Employers often receive more consistent health plan rates year to year, making it easier to plan for the future.

Excessive charge(s) assistance

Members have access to HST’s Patient Advocacy Center (PAC) for rare instances of balance billing.

Member savings

On average, members experience a lower annual cost, lower out-of-pocket, and lower copays.​

Essential Access

Utilizing Saint Francis Health Plans for plan members’ in-network care improves their access while lowering overall costs.

The Plans

Discover the wide range of care that Saint Francis Health Plans provide and the options available.


Saint Francis Health Plans have numerous physicians ready to administer care.


Find the answers to some
frequently asked questions about
Saint Francis Health Plans.

Plan Purveyors

The HST logo.


HST has been at the forefront of providing Value-Based Payments (VBP) that reduce health care costs and establish sustainable benefit plans. HST’s pricing technologies provide cost benchmarks to objectively determine the value of medical services and introduce pricing accountability.
The Saint Francis Health Plans logo.

Saint Francis Health Plans

Saint Francis Healthcare System focuses on quality, collaborative care and patient health. The heart of the Saint Francis Healthcare System is Saint Francis Medical Center, which was named one of the Fortune/IBM Watson Health 100 Top Hospitals for 2020.
The GBS logo.

Group BenefIt Services

Established in 1992, Group Benefit Services (GBS) was founded with a central focus: to administer sustainable self-funded health plans while providing informed guidance to employers and compassionate service to members.

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